Sort out football's cash problem or watch big clubs fold

There are some big former Premier League clubs in huge trouble at the foot of the Championship this season.

Charlton were relegated at the weekend and two from Southampton, Norwich and Nottingham Forest look like following them.

All have made the gamble to spend big money in the top flight and got themselves into trouble. Something needs to be done quickly because some of our historic clubs are just going to disappear.

We need to make the Football League either more lucrative or cut down on payments to mid-table clubs in the Premier League.

It seems to me that if you are an average club you can stay in the Premier League and make a ton of money without ever trying to win it.

I don't think teams should be rewarded so heavily just for being average as it makes it harder for promoted sides to compete with them.

I think you should be rewarded for winning things and more money should be offered for winning the FA Cup and League Cup instead.

Crystal Palace, Coventry, Watford and Derby are all also in the bottom half of the Championship after recent spells in the Premier League.

At the moment the lower half of the table looks like a graveyard for those who have gone up, tried to compete and failed. Wolves have been warned.

Read the rest of Stan Collymore's new column - and come back every Monday for more